Right now, delivers the most GHS, around 0 GHSon $1,000. Compare all 0 providers in the table.
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Best Ways to Send Money from the US to Ghana
🍀 Number of providers
0
🏆 Cheapest provider (on average)
—
💚 Most transferred amount
1,000 USD
⚡ Fastest transfer time
~1.2 days
Cost Analysis: USD to GHS
Avg FX markup
-0.44%
Avg transfer fee
$1.67
Fees and fee-free counts are as reported by each provider's API. Some providers embed fees in the exchange rate or add payment-method charges at checkout.
Market competition
Low
0 providers
Rate stability
volatile
SCVI 8.7
Does the transfer amount affect cost?
Yes, transfer fees on this corridor are typically fixed ($0.00–$15.05 USD), so sending more reduces your cost as a percentage. For example, the same $0.00–$15.05 fee represents a larger slice of a $50 transfer than a $1,000 one. The average FX markup of -0.44% applies to all amounts.
How much your recipient gets at different amounts
Using the best rate right now. For live ranking after changing amount, use the comparison table at the top.
You send
Your recipient gets
$500
5,825 GHS
$1,000
11,650 GHS
$5,000
58,250 GHS
USD to GHS Exchange Rate: Today's Conversion
Snapshot refreshes every 1 min. For instant ranking after changing amount, use the comparison table at the top.
Best: 11.65 GHS
You send (USD)
✓ Best
$1
12
$5
58
$10
117
$25
291
$50
583
$100
1,165
$200
2,330
$500
5,825
$1,000
11,650
$2,000
23,300
$5,000
58,250
$10,000
116,500
$50,000
582,500
$100,000
1,165,000
All-in rates include transfer fees and FX margin. “You lose” = GHS your recipient misses out on vs the best provider. Best/worst provider above are from the snapshot at page load; for live ranking use the comparison table at the top of the page. Rates refresh every 15 min.
Frequently Asked Questions
What's the cheapest way to send money from the US to Ghana?
The cheapest way to send money from the US to Ghana is by comparing online providers. Use the tool above; rates update every 15 minutes.
How much does it cost to send money from the US to Ghana?
Transfer costs vary by provider and include both a fixed transfer fee and an exchange rate margin. Use the comparison above to see the real total cost for your specific amount.
What is the fastest option to send money from the US to Ghana?
Transfer times vary depending on the provider and payment method. Some offer instant transfers, while others take 1–3 business days.
How stable is the USD to GHS exchange rate?
The USD/GHS exchange rate is currently rated “volatile” (SCVI score: 8.7) according to SawaFX's rate stability index. A lower SCVI score means provider rates are more consistent : less day-to-day volatility makes it easier to time your transfer.
About money transfers from the US to Ghana
SawaFX compares 0 providers offering international money transfer services from the US to Ghana.
What is the average FX markup on USD to GHS transfers?
The average FX markup on this corridor is -0.44% above the mid-market rate.
The FX markup is often the “hidden” cost: it is built into the exchange rate rather than charged as a separate fee. Always compare the total amount your recipient gets, not just the headline rate.
Is it better to send a larger amount from the US to Ghana?
Transfer fees on this corridor are typically fixed ($0.00–$15.05 USD), so the cost as a percentage is lower when you send more. For example, a $5 fee on a $50 transfer is 10%; on a $500 transfer it drops to just 1%. The average FX markup of -0.44% applies to all amounts regardless of size.
Why do USD to GHS exchange rates differ between providers?
Every provider adds a markup on the mid-market (interbank) rate. On this corridor, the average markup is -0.44%. Some providers charge a fixed fee with a tighter exchange rate; others advertise “no fees” but recoup costs through a wider spread. SawaFX compares the total cost (exchange rate margin plus fees), so you always see the real amount your recipient gets.
How often are USD to GHS rates updated on SawaFX?
SawaFX refreshes rates every 15 minutes directly from each provider. The rates shown always include all transfer fees and the FX markup, so the “amount received” you see is what your recipient would actually get, not a misleading headline rate.
About USD → GHS Money Transfers
SawaFX compares 0 providers offering money transfers from the US to Ghana. Rates are live and update throughout the day. Transfer times vary from minutes to a few business days depending on provider and payment method.
Data as of . Rankings update every 15 minutes.
Why compare USD → GHS on SawaFx?
Free. We never charge you. Compare as many corridors and amounts as you like.
Live rates, fees included. The "You receive" column is the real amount; no surprises.
One stop. 0 providers on one page. No need to open five tabs or sign up anywhere.
Independent. We rank by who delivers the most GHS. We may earn a small commission when you click through; that never changes the order.
How your recipient receives money in Ghana
Mobile Money (MTN MoMo)
Send directly to MTN Mobile Money, the most popular mobile wallet in Ghana. Also supports AirtelTigo Money and Telecel Cash.
Bank Transfer
Deposit to GCB Bank, Ecobank Ghana, Stanbic Bank, Absa Ghana, and all major Ghanaian banks. Same-day delivery in most cases.
Cash Pickup
Pick up cash at agent locations in Accra, Kumasi, Tamale, and across Ghana.
Free email when the best rate moves. No spam—we only email you about this corridor.
Rates are indicative and may vary at the time of transfer. SawaFx is an independent comparison tool. We may earn a commission when you use a provider link.
